Using Personal Finance to Teach Math, Grades 35 
Omaha Public Schools 35 Math Outcomes Cross Referenced to Lessons in
$mart $aving and $pending: Personal Finance, 35* Also available: Crossreference for K2 and Crossreference for grades 68 
OPS Math Learning Outcome 
Lessons that enhance this skill 
Third Grade 

Demonstrate multiplication and division 
1,2,3,7 
Use numbers, place values 09,999 using concrete examples 
2,3,7 
Solve problems with 3 digits, addition, subtraction, regrouping 
2,3,7 
Identify and compare fractional parts of a whole 
2,3 
Estimate strategies for solving problems 
1,2,3,4,5,7,8,9,10 
Develop and apply strategies to solve routine problems 
1,2,3,4,5,7,8,9,10 
Formulate, describe, and analyze data and record, analyze tables and charts 
1,2,3,4,7,8,,10 
Demonstrate simple money transactions with concrete materials 
1,2,3,4,7 
Identify, describe, and extend patterns with numbers 
1,6 
Identify and use equations to solve story problems 
1,2,3,6,10 
Use calculators to explore concepts and solve problems 
3 
Collect and organize data into a graph 
1,2,3,4,7,8,10 
Fourth Grade 

Read, write and compare whole numbers, decimals using place value and concrete models 
3,10 
Demonstrate multiplication and division facts 
2,3 
Computation techniques appropriate to problem solving 
1,2,3,10 
Relate fractions to decimals 
3 
Apply estimation in working to solve problems 
1,2,3,4,5,6,7,8,9,10 
Apply strategies to solve routine and nonroutine problems 
1,2,3,4,5,7,8 
Formulate and solve problems to organize data using charts and graphs 
1,2,3,4,5,7,8 
Use calculators to solve problems 
3 
Fifth Grade 

Use, read and compare whole numbers, fractions, decimals to understand place value 
3 
Select appropriate problem solving techniques 
1,2,3,4,6,7,9,10 
Use numbers in various forms and relate to real world problems 
1,2,3,4,5,6,7,8,9 
Apply estimations in problem solving 
1,2,3,4,5,6,7,8,9 
Develop and apply strategies to solve routine problems 
1,2,3,4,5,6,8,9 
Create and interpret bar graphs 
1,2,3,9 
Find numerical patterns in charts and tables 
1,3,9 
Compare and communicate value of coins 
2,5,8 
Develop, explore concept of equations using concrete materials 
2,9,10 
Using calculator as a tool for solving problems 
3 
Correlation to OPS standards, Mary Lynn Reiser, UNO Center for Economic Education. *$mart $aving and $pending: Personal Finance, 35, National Council on Economic Education. . 